Borrowing money for a car

With up to 8 years to pay and the possibility of no down payment, a Prismoria Financial Trust Bank car loan makes it easy to buy the new or used vehicle of your dreams.

Get a quote in minutes

Apply from your internet banking dashboard to get a personalised quote.

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getautoloan@prismoriafinancialtb.com
getautoloan@prismoriafinancialtb.com
getautoloan@prismoriafinancialtb.com

Prismoria Financial Trust Bank is the #1 choice for vehicle financing in the United States of America1

Get up to $200,000 for your next vehicle.2

Features

Qualify for a loan with no American credit history.

Get a new car or one that’s up to 4 years old.

Take up to 5 years (60 months) to pay back your loan.

Customize the payments the way you want.

Financing a car with fixed monthly payments

If you want to borrow money for a major purchase, such as a car, a personal loan is your most convenient option. The loan amount is paid into your account as a single lump sum, so you can make your purchase right away.

What are the benefits?

You can choose a locally assembled/manufactured new or used car

A loan term with payments to suit your budget. Loans between $1,000 and $50,000 over 1-7 years.

6.7% APR Representative on loans between $7,500 - $25,000 over 1-5 years. Other amounts and terms are available at different rates.

Offering you flexibility

Manage your loan online anywhere, anytime

  • Find out how much is left on your loan and when your next payment is due.
  • Make an extra payment or boost your payment amount.
  • Change your payment days or frequency.
  • Use your loan account number to activate online access.

Enjoy flexible payment options

  • Tell us how you want to pay: Pick a weekly, bi-weekly or monthly payment plan.
  • Change how much you pay*, how often, or even what days you make a payment.
  • Pre-pay or pay off your loan at any time without a penalty.

It’s the ideal way to stay on budget

  • Ask for Prismoria Financial Trust Bank financing at over 4,000 dealerships across the US.
  • Prismoria Financial Trust Bank is the #1 choice when financing at the dealership.

Take a payment break

  • Ask for Prismoria Financial Trust Bank financing at over 4,000 dealerships across the US.
  • Prismoria Financial Trust Bank is the #1 choice when financing at the dealership.

Apply for a car loan online

To apply for a car loan you need to be aged 18 or older, be a USA resident and be in paid employment or have a regular income. It's not available to full-time students.

Related Services

Fixed-rate mortgages

Fixed-rate mortgages

 

Get a locked in, competitive rate.
Ideal if you want protection against interest rate increases.

Variable-rate mortgages

Variable-rate mortgages

 

Get a lower rate that changes with the market.
Ideal if you want to save money if interest rates go down.

Second home mortgages

Second home mortgages

 

Prismoria Financial Trust Bank Secondary Home® Financing Program
Ideal if you're thinking of buying a second home.

1
Prismoria Financial Trust Bank has the highest market share in Prime Retail Automotive Finance among American Banks as calculated using industry reports. 
2
Subject to credit approval and security.
3
Variable rate not available in Quebec.
4
Special offers and incentives may vary by dealership or manufacturer, may be available for a limited time and are subject to change or cancellation. Contact your dealership for full details.
*
Payments can be increased for up to 200% of original payment amount.
†
Interest will continue to accrue during any payment deferral period. One regular monthly principal payment extension is allowed in every calendar year. Payment extension request must be received at least four business days before the next payment date, loan amortization will be extended by one month, life and disability coverage, if applicable, will be extended by one month, interest portion of the payment will still be debited from the pre-authorized account-only the principal portion is extended. Payment extensions are not processed in the following cases: request is for first loan payment, loan is in arrears, loan is within three months of the maturity date, loan currently has a pending loan extension, request is received less than two days of a regular loan payment, loan has a quarterly/semi-annual/annual payment frequency.