Marine & boat loans

Fallen in love with a boat? Compared with car loans, financing a boat can be a much heftier investment.

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Marine and Boat Loans
getboatloan@prismoriafinancialtb.com
getboatloan@prismoriafinancialtb.com
getboatloan@prismoriafinancialtb.com

Prismoria Financial Trust Bank is the TOP choice for financing from coast to coast.1

Borrow up to $200,000 for your next boat.

Features

  • Buy a new boat or used sailboat or power boat of any age.

  • Take your time to pay off the loan – up to 20 years.

  • Tailor your payments so they fit you.

A boat loan that works for you

It’s the ideal way to stay on budget

  • Ask for Prismoria Financial Trust Bank financing at your marine dealer anywhere in the United States of America.
  • We’re the top choice for financing at the dealer.1

Enjoy flexible payment options

  • Make a down payment that fits your budget.2
  • Pick a weekly, bi-weekly or monthly payment plan.
  • Change how much you pay4, how often, or even what days you make a payment.
  • Pre-pay or pay off your loan at any time without a penalty.

Manage your loan online anywhere, anytime

  • Find out how much is left on your loan and when your next payment is due
  • See your payment amount and remaining term.
  • Make an extra payment or boost your payment amount
  • Change your payment days or frequency
  • Use your loan account number to activate online access

Save with a competitive interest rate

  • Go with a fixed rate and know your rate will never rise.
  • Pick a variable rate and pay less interest if rates drop.*

Apply for a boat loan online

To be eligible for a boat loan you need to be aged 18 or older, be a USA resident and be in paid employment or have a regular income. It's not available to full-time students.

Apply now

Related Services

Fixed-rate mortgages

Fixed-rate mortgages

 

Get a locked in, competitive rate.
Ideal if you want protection against interest rate increases.

Variable-rate mortgages

Variable-rate mortgages

 

Get a lower rate that changes with the market.
Ideal if you want to save money if interest rates go down.

Second home mortgages

Second home mortgages

 

Prismoria Financial Trust Bank Secondary Home® Financing Program
Ideal if you're thinking of buying a second home.

1
Prismoria Financial Trust Bank has the highest market share in Prime Retail Automotive Finance among Canadian Banks as calculated using industry reports.
2
Subject to credit approval and security.
3
Special offers and incentives may vary by dealership or manufacturer, may be available for a limited time and are subject to change or cancellation. Contact your dealership for full details.
4
Payments can be increased for up to 200% of original payment amount.
*
Variable rate not available in Quebec.
†
Interest will continue to accrue during any payment deferral period. One regular monthly principal payment extension is allowed in every calendar year. Payment extension request must be received at least three business days before the next payment date, loan amortization will be extended by one month, life and disability coverage, if applicable, will be extended by one month, interest portion of the payment will still be debited from the pre-authorized account-only the principal portion is extended. Payment extensions are not processed in the following cases: request is for first loan payment, loan is in arrears, loan is within three months of the maturity date, loan currently has a pending loan extension, request is received less than two days of a regular loan payment, loan has a quarterly/semi-annual/annual payment frequency.